A former police officer from Bury St Edmunds who has admitted fraud has left his wife and children facing serious financial difficulties, a court has heard.
Christopher Hawkins, 46, of Dorchester Road, appeared at Ipswich Crown Court on Friday and pleaded guilty to fraud by false representation and defrauding two insurance companies involving a total of £73,000.
Andrew Shaw, prosecuting, said the offences, which spanned a seven year period, arose from Hawkins adding loans to the mortgage on the family home and cashing in endowment policies which were supposed to have helped pay for the property.
The court heard that Hawkins, a former Norfolk Police detective, and his wife were divorcing and agreed that he would continue making mortage repayments while Mrs Hawkins received no maintenance for their two daughters.
In July last year Hawkins stopped making monthly repayments of £960, putting the mortage into arrears.
The current situation was that £160,000 was now owed on the house and Mrs Hawkins was not in a position to continue making mortage payments while paying the living costs of herself and her children.
Charles Myatt, in mitigation, said Hawkins was aware he could receive a prison sentence of up to two and a half years for the offences. He said a final divorce hearing was planned for July after which the financial position of his client would become clearer and which, depending on what steps he had been able to take, could affect the sentence he received.
Recorder Ms Sally O’Neill QC told Hawkins that she was adjourning sentencing until August 7 to ensure all financial issues had been assessed. She said: “The situation that Mrs Hawkins and the children have been left in by this long standing criminality is critical.” He was granted bail.